Well, I am starting to believe that ignoring the creditors is better! We a re trying to get a mortgage and so started to clean up our credit and it’s has gotten worse!
There was one judgment on ours that we questioned so I got the attorney’s name and they could not connect it to us. It now shows “satisfied” on our report but another one showed up from 2013! It has NOT been on there before.
Well I called the county to get who to call and now we are getting calls from the other one!
So we have gotten burned by trying to improve our credit – scores have dropped almost 100 pts! And we have been much better paying and haven’t used Consumer Credit in over 4 years.