Just my 2 cents….

After my husband and I divorced, he never paid his Sears Charge Card off. I recently found where it was listed on my credit report; however, I was just an ‘authorized user.’ I called them and since they could not find my SS# attached to any of their records, they said I was not liable and they would file a dispute with the credit reporting agency. The representative I spoke with said it could take up to 30 days, so I’m waiting to see what’s going to happen there.

Just thought I would let you all know.